Collecting, using and sharing your information

This explains how and why we acquire and use your personal information in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR).

We take the privacy of your information seriously and we ask that you read this Privacy Notice carefully as it contains important information on:

the personal information we collect about you

what we do with your information, and

who your information might be shared with In this document, ‘we’, ‘us’ and ‘our’ refer to Dinero Jewellery or Dinero money ltd. We won’t disclose your information to anyone, other than as set out in this privacy notice and in any product terms which apply to your account.

Collection of customer information. We may collect information about you:

as part of your loan application and for the purposes of managing your loan agreement

obtain from you or from you or third parties, such as relative to car and log book loans DVLA (who may search the Electoral Register), fraud prevention agencies or other organisations when you apply for an account

from public records and from third parties with your consent (for example a credit broker)

this includes your name, address, date of birth, contact details, employment information and your agreement history

we make and keep copies of identification evidence you provide.

We use your information to:

make credit decisions about you but not credit check you

communicate with you by telephone, email, SMS, or post using the contact details you have provided

manage your account

prevent fraud and money laundering

meet compliance obligations

make collections and trace you if necessary we may use your data for the above purposes to fulfill our legitimate interest of managing our legal agreement with you and where otherwise required to comply with our legal and regulatory obligations and where permitted by the GDPR. If you do not provide us with your personal information, we will not be able to transact with you.To ensure we carry out your instructions accurately, to help us improve our services and in the interests of security, we may monitor and/or record your communications with us, such as telephone calls.

In the interests of security and preventing crime we may use closed circuit TV in and around our premises for the monitoring and collection of visual images. All recordings remain our sole property.

Credit Reference and Fraud Prevention Agencies:

Although we normally do no not carry out credit checks under some circumstances when you apply for a product or service you confirm that all the information you have given is true and complete. When you apply for a product or service you authorise us to check the following records about you and others (see below);

Our own;

Those at credit reference agencies (CRAs). When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information.

Those at fraud prevention agencies (FPAs).

We may share your information with:

third parties to which we transfer, charge or assign your agreement or which provide services for us

law enforcement agencies or regulatory bodies where we are required to do so by law

We store your information:

within the European Economic Area (EEA)

if we transfer data outside the EEA we will ensure that before we do so, there is adequateprotection in place to ensure the security of your data We keep your information:

for as long as it is needed to manage your account and for a maximum of six years unless a longer period is required by law

You have the right to:

access the information we hold about you

ask us to make any changes to your information to make sure it is accurate and up to date

ask us to stop or limit our use of or to delete your information

receive your information in a format that suits you

transfer your information to a third party

Your Privacy when using When you or someone visits our site, we collect and analyse standard internet log information and details of visitor behaviour patterns.

We use this information to find out things such as the number of visitors to the various parts of the site, so we can continually improve the user experience. The way in which this data is collected means it is not personally identifiable. Also, we do not make any attempt to find out the identities of those visiting our website.We will not associate or share any data gathered from visiting our site with any with any third- party sources. If we do want to collect personally identifiable information through our website such as a contact form, this will be obvious and will require you to press a submit button. Cookies usage on

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used on many websites in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

These cookies are used to collect information about how visitors use our website. We use the information to compile reports and to help us improve the site. Like many services, Google Analytics uses first-party cookies to track visitor interactions.These cookies are used to store information,

such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page. Browsers do not share first-party cookies across domains.

Internet Browsers

Most internet web browsers allow some control or complete blocking of cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit


All payments made through eBay are subject to the eBay Privacy Policy.

We use your personal information to fulfill a contract with you and provide you with our Services, to comply with our legal obligation, protect your vital interest, or as may be required for the public good. This includes:

To provide payment processing and account management, operate, measure and improve our Services, keep our Services safe, secure and operational, and customise site content that includes items and services that you may like in response to actions that you take.

To prevent, detect, mitigate, and investigate fraud, security breaches or other potentially prohibited or illegal activities..